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AIBL News

14 Dec, 2017
executive committee meeting of al-arafah islami bank ltd. held

12 Dec, 2017
training workshop on ‘prevention of money laundering & combating financing of terrorism’ held at al-arafah islami bank limited

11 Dec, 2017
al-arafah islami bank limited opens 153rd branch at teribazar, chittagong

10 Dec, 2017
al-arafah islami bank limited opens 152nd branch at anwara, chittagong

04 Dec, 2017
bangladesh team perticipates in international junior science olympiad at nethertands with sponsorship of al-arafah islami bank limited

30 Nov, 2017
executive committee meeting of al-arafah islami bank ltd. held

29 Nov, 2017
new women entrepreneurship development workshop held al-arafah islami bank limited

27 Nov, 2017
al-arafah islami bank limited donates blankets to prime minister’s relief fund

26 Nov, 2017
aml and cft compliance program held al-arafah islami bank limited

22 Nov, 2017
board meeting of al-arafah islami bank ltd. held

AIBL at a Glance
Islam provides us a complete lifestyle. Main objective of Islamic lifestyle is to be successful both in our mortal and immortal life. Therefore in every aspect of our life we should follow the doctrine of Al-Qur'an and lifestyle of Hazrat Muhammad (Sm.) for our supreme success. Al-Arafah Islami Bank started its journey in 1995 with the said principles in mind and to introduce a modern banking system based on Al-Quran and Sunnah.
A group of established, dedicated and pious personalities of Bangladesh are the architects and directors of the Bank. Among them a noted Islamic scholar, economist, writer and ex-bureaucrat of Bangladesh government Mr. A.Z.M Shamsul Alam is the founder chairman of the bank. His progressive leadership and continuous inspiration provided a boost for the bank in getting a foothold in the financial market of Bangladesh
A group of 20 dedicated and noted Islamic personalities of Bangladesh are the member of Board of Directors of the bank. They are also noted for their business acumen. Al-Arafah Islami Bank Ltd. has 153 branches (upto December 2017) and a total of 3,070 employees (upto December 2016). Its authorized capital is Taka 15000 million and the paid-up capital is Taka 9,943.06 million as on 31 December 2016.
Wisdom of the directors, Islamic bankers and the wish of Almighty Allah make Al-Arafah Islami Bank Ltd. most modern and a leading bank in Bangladesh.
We present some data on the bank below:
(In million taka)

Particular

2012

2013

2014

2015

2016

Authorized Capital

10,000.00

15,000.00

15,000.00

15,000.00

15,000.00

Paid up Capital

5,893.37

7,130.98

8,343.25

9,469.58

9,943.06

Reserve Funds & Other Reserve

4,079.63

4,827.20

5620.87

6,432.32

7,468.16

Shareholders' Equity (Capital & Reserve)

14,050.69

16,091.17

18159.52

19,236.07

21,337.48

Deposits

118,683.39

140,980.55

166,851.17

169,887.08

199,703.91

Investment

106,650.42

125,715.39

146,740.36

162,503.14

196,519.38

Total Income

16,692.58

19,723.41

22,211.79

21,079.94

21,621.69

Total Expenditure

11,937.04

14,774.85

15,878.34

14,719.79

14,110.66

Profit Before Tax & Provision

4,755.54

4,948.56

6,333.45

6,360.15

7,511.03

Profit Before Tax

3,944.10

4,360.41

4,486.59

4,563.47

5,963.16

Profit After Tax

1,945.41

2,276.68

2,324.95

2,465.88

3,349.40

Fixed Assets

2,394.62

2,517.22

2,661.11

3057.38

3,240.18

Total Assets (Excluding off-balance sheet items)

149,320.36

173,161.63

210,439.79

229,106.66

272,900.04

Import Business

71,931.70

85,915.00

101,244.70

107,049.80

118,786.60

Export Business

58,476.60

68,980.30

75,843.90

79,362.90

88,152.20

Capital Measures

 

Core Capital (Tier-l)

13,073.14

15,113.62

17,181.97

18,244.48

20,359.39

Supplementary Capital (Tier-ll)

1,731.59

1,511.75

1,732.06

4,828.03

5,095.97

Tier-l Capital Ratio

10.38

13.33

12.74

13.17

11.92

Tier-ll Capital Ratio

1.37

1.33

1.28

3.48

2.98

Total Capital

14,804.73

16,625.37

18,914.03

23,072.51

25,455.36

Total Capital Ratio

11.75

14.66

14.03

16.65

14.91

% of NPIs to Total investment

1.63

2.77

4.50

4.66

4.54

Number of Shares Outstanding

713,098,010

834,324,671

946,958,503

946,958,503

994,306,428

Earning per Share (Taka)

2.03

2.46

2.20

2.25

3.07

Book Value per Share (Taka)

19.70

19.29

19.18

20.31

21.46

Price Earning Ratio (Times)

11.97

7.76

6.77

6.53

5.18

Price Equity Ratio (Times)

1.23

0.99

0.78

0.72

0.74

Dividend per Share

a. Cash Dividend (%)

14.00

10.00

20.00

b. Bonus Share

17

13.50

5.00

Number of Branches

100

110

119

129

140

Number of Employees

2,110

2,387

2,649

2,810

3,070

Number of Shareholders

52,739

58,466

52,007

44,427

36,695

 

 

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